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US Credit Report Quality: Vast Amount is Accurate According to PERC Study

US consumers can rest easier if they are concerned that there is a likelihood that errors in their credit reports are negatively affecting their credit worthiness, a new study released by the Policy...

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Alternative Data Repairs Bad Credit, Increases Credit Access

At a briefing on Capitol Hill, the Policy and Economic Research Council (PERC) released a report on the consumer credit impacts of including fully reported (timely and late payment data) non-financial...

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A New Pathway to Financial Inclusion: Alternative Data, Credit Building, and...

This PERC study compares results with data from2005/2006 and 2009/2010 credit reports to assess the consumer credit impact of including fully reported alternative data in credit reports. The data was...

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Use of Alternative Data for Financial Inclusion Spreading Globally: Mobile...

PERC lauds the initiative taken by the Consultative Group to Assist the Poor (CGAP) of the World Bank Group to drive financial inclusion using mobile phone call log data or the call detail record (CDR)...

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PERC Releases Study on Comprehensive Credit Reporting in Australia

PERC released a new study detailing the impacts of more comprehensive credit reporting in Australia and New Zealand. The report, Credit Impacts of More Comprehensive Credit Reporting in Australia and...

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Credit Impacts of More Comprehensive Credit Reporting in Australia and New...

PERC released a report on the impact of comprehensive credit reporting in Australia and New Zealand. The report summarizes the results from a pioneering joint undertaking by PERC and Dun &...

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PERC Study Examines the Impacts of Full-file Information Sharing on...

PERC’s new study The Impacts of Information Sharing on Competition in Lending Markets specifically explores whether bank concentration falls following a shift to full-file credit sharing.   The key...

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Dr. Michael Turner Speaks at the BIIA 10th Anniversary Business Information...

PERC is Tirelessly Championing Alternative Data – Alternative Data Can Be Used to End Credit Invisibility and Drive Financial Inclusion. For more than a decade, PERC has been the global thought leader...

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